About Me

Spending Less and Saving More

Few things are more frustrating than realizing that your checking account balance has run dry. Unfortunately, it is a problem that I have experienced time and time again. As a struggling student, I work hard to make money, but I have had problems with spending too much in the past. However, I took a few classes a year or two ago that really helped me to change my ways. I learned how to spend less and save more, so that I didn't have to worry about running out of cash in college. Check out these articles packed with useful information so that you can ward off financial disasters.

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4 Tips For Securing Private Equity Capital For Your Business Idea

Posted on 21 December 2015

Whether you are launching a new business or adding a new product line to your existing company, finding the capital to do so can be a challenge. Instead of the traditional route of bank loans, consider looking for investors that are willing to provide some private equity capital for your new venture. The following tips can help you find the funding you need from a private source. Tip #1: Start Close to Home [Read More]

Tips For Getting The Cash You Need For Those Last-Minute Gifts

Posted on 21 December 2015

The holidays are a financially stressful time, particularly when you're stretching things paycheck to paycheck. Unfortunately, this is also the time of year when companies are taking vacations, mail is delayed and paychecks may simply not arrive on time. In the last few days before the holiday, you might find yourself with a few more things to pick up and a delayed or missing paycheck. Luckily, there are other ways that you can deal with this situation. [Read More]

3 Things To Do Before Borrowing Money From A Friend

Posted on 18 December 2015

Finding a way to get cash fast when you need it can be difficult, unless you have a good friend who happens to have some extra money. If this friend is willing to loan you some money, you might find your solution to your problem quickly. Unfortunately, though, borrowing money from friends is not always the best way to handle cash crunches. Here are three things you may want to do before you ask your friend for a loan. [Read More]

Checking Accounts: The Difference Between Fees Up Front And Compounded Fees And How To Avoid Them

Posted on 17 December 2015

Banks make money by charging fees on products or services it provides customers. Fees can add up and become rather costly if you do not know how much you are assessed, the charges you can be assessed for, and what the differences between the two main categories of fees are. Before you choose to open a new checking account for the first time, it helps to know the difference between the fees one bank charges up front and the compounded fees another bank charges that may surprise you. [Read More]